About Us

We’re a British company offering an honest, trusted service on international money transfers.

As we have lower operating overheads than the big banks and London-based currency brokers, we can pass on those savings to our customers. 

Looking after our customers is what grows our business.


Find out more

Our People

All companies are only as good as their people. Our team are experienced and enthusiastic at what they do.

We believe you can’t have trust without transparency. Below are the names, faces and profiles of our people.



  • Clive CookeChairman

    Clive Cooke - Chairman

    Clive’s career in finance spans over 35 years. In fact, he even appeared on the talk show Wogan all the way back in 1987 to explain how the Big Bang had changed the City of London.

    He went on to become a Director of a FTSE 100 money broker, Exco Plc, and subsequently became CEO of derivatives and forex broker City Index.

    After buying his own ‘place in the sun’ in France, Clive spotted the opportunity to give customers a much better deal on their currency transfers.

  • James PinkneyDirector

    James Pinkney - Director

    James is an experienced financial markets professional with a career background covering foreign exchange and equity derivatives.

    Having competed as a professional showjumper from the age of 16, James has built up an extensive portfolio of clients in the showjumping, bloodstock and racing industries. As part of his continued involvement in the equestrian sector, Key Currency is a sponsor of Oliver Tuff, a member of the British showjumping team and future Olympics star.

  • Jon PinkneyDirector

    Jon Pinkney - Director

    Prior to Key Currency, Jon worked as a private wealth advisor in financial markets. These days instead of managing money, he helps customers save money as well as hedge their foreign currency exposure.

    Jon has also been competing in motocross for over 30 years and has built up a large network of clients and contacts ranging from teams, riders and parts suppliers. Key Currency is a sponsor of Team GB which competes internationally at the annual Motocross of Nations.

  • Andrew GibsonDirector

    Andrew Gibson - Director

    Before joining Key Currency, Andrew previously worked for the likes of Merrill Lynch, Credit Suisse and Deutsche Bank and has appeared as a market expert on CNBC and Bloomberg TV.

    He is a Chartered Financial Analyst and Chartered Accountant.

    Andrew is responsible for overseeing the company’s strategy and performance as well as driving new business channels.

  • Erik García HiljdingDirector of Spain

    Erik García Hiljding - Director of Spain

    Erik is our Director of Spain. He has spent more than a decade working in currency markets and banking services in the Alicante region and is Vice Delegate of the Swedish-Spanish Chamber of Commerce in the Valencia Community. On top of that, he’s also fluent in Spanish, English and Swedish!

    Erik’s focus at Key Currency is on making sure we deliver great value coupled with old fashioned customer service to all our Spanish clients.

  • Geoff LambourneDirector of Partnerships

    Geoff Lambourne - Director of Partnerships

    Geoff is responsible for cultivating and supporting partnership opportunities and key business relationships.

    He was previously General Manager of a major import-export company, Tulip Foods, where he managed large cross-border transactions in the US, Spain, Italy, Belgium and Germany. 

    Geoff also developed commercial relationships with some of the UK’s largest retailers including Tesco, Sainsburys and Marks and Spencer.

  • Andy DyerHead of Trading

    Andy Dyer - Head of Trading

    Andy has extensive experience in the currency payments industry having worked both as a senior dealer and in tailoring services for corporate customers.

    Andy’s built up a broad range of clients over the years, including luxury car importers, professional boxers, football agents, pharmaceutical firms and pet relocation services. 

    As Head of Trading, Andy ensures we maintain the best service in the industry.

  • Tony RedondoSenior Dealer

    Tony Redondo - Senior Dealer

    Tony Redondo has worked in the finance sector for over two decades. He qualified as an Associate of the Chartered Institute of Bankers at the renowned Guildhall University.

    In the last 8 years, Tony has worked as a senior currency dealer looking after a large portfolio of private and corporate clients. Tony also writes market updates and forecasts for a number of online currency websites.

  • Barry RichardsSenior Dealer

    Barry Richards - Senior Dealer

    As a Senior Trader, Barry guides both personal and corporate clients to the best currency solution for their needs.

    Being an active property investor himself, he particularly enjoys speaking to our clients purchasing or selling international property.

    Barry is a reliable and efficient person whom our clients trust to get the job done properly.

    Prior to Key Currency, he worked as a stockbroker, financial advisor and retail manager.

  • Tom LobbSenior Dealer

    Tom Lobb - Senior Dealer

    Tom helps take the hassle and stress out of foreign exchange for both private individuals and companies, creating money-saving solutions and strategies that can mitigate the risk from volatile currency markets.

    Prior to Key Currency, Tom worked at Enterprise Rent-a-Car where he was fast tracked to management positions due to his work ethic, positive attitude and focus on customer service. He has also attained a BA (Hons) in Business Management from the University of Gloucestershire.

  • Charles MartynHead of Registrations

    Charles Martyn - Head of Registrations

    As Head of Registrations, Charles is often the first person a new client speaks to.

    One of the things we strive for at Key Currency is to make it easy for our customers to send money abroad.

    With his great people skills and IT proficiency, Charles ensures the set-up process is quick and efficient.

    As someone with a passion for finance, he also prides himself on assisting clients without the need for complex jargon.

  • Owen Wiles Client Registration Executive

    Owen Wiles  - Client Registration Executive

    Owen’s role at Key Currency is to help onboard our new clients.

    With his organised, tidy and efficient approach, he makes life easier for our clients by handling any questions, technical matters or issues that arise and thrives on getting things done.

    Prior to Key Currency, Owen studied Law, Criminology & Political Science.

  • George WhiteClient Registration Executive

    George White - Client Registration Executive

    George is a key member of our registrations team. He has a genuine interest in customer service and enjoys helping people out both during and outside of work.

    Before he joined us, he worked at Morrisons and Aldi supermarkets where he was promoted 7 times in 7 years, going from a personal shopper all the way up to a senior manager.

  • Mike SmithHead of CRM and IT Development

    Mike Smith - Head of CRM and IT Development

    Mike is our IT whizz. He heads up the development team responsible for refining and utilising the CRM system as well as fully supporting our IT infrastructure.

    Having previously worked for a multinational mortgage broker and boutique wealth advisor, Mike has brought a broad base of technical skills to Key Currency. We haven’t found anything yet he can’t fix or improve. Maybe one day we will, but we doubt it.

  • Adam ParrottHead of Treasury

    Adam Parrott - Head of Treasury

    Adam leads our treasury team to ensure all our international transfers are efficient, accurate and on time.

    As an experienced systems engineer, his computer skills are exceptional and on a daily basis he makes the complex seem simple.

    Before joining our team, he has also helped streamline systems for the likes of Tesco and Engine House Media.

  • Nicola BurgessCompliance Officer

    Nicola Burgess - Compliance Officer

    Nicola is responsible for the oversight of the compliance department and ensuring that our policy and procedures are adhered to throughout the business.

    Key Currency is committed to conducting its business with the highest level of integrity, and to supporting the worldwide anti-money laundering effort.

    As Compliance Officer, Nicola ensures we stringently observe compliance and reporting regulations in order to protect both our company and our customers.

  • Ricard TrillaRegional Sales Manager – Catalunya

    Ricard Trilla - Regional Sales Manager – Catalunya

    Ricard is our man on the ground in the beautiful Cataluyna region of Spain, providing our local clients and partners with valuable guidance on foreign exchange.

    Finance runs through Ricard’s blood. He has a Masters in Financial Derivatives from the Institute of Financial Studies and has previously worked as a senior trader, financial advisor and investment manager.

  • Tania Blanco ArcosRegional Sales Manager - Costa Blanca South

    Tania Blanco Arcos - Regional Sales Manager - Costa Blanca South

    Tania is a highly experienced Business Development Manager with a proven background in financial services. She has lived in both the UK and Spain and is fluent in English, Spanish and Italian. In addition, she has the BTEC National Certificate in Travel & Tourism from University of Hertfordshire.

    At Key Currency, Tania is focused on building and developing our relationships within the property and legal sectors.

  • Fernando Espada ExpósitoRegional Sales Manager - Costa Blanca

    Fernando Espada Expósito - Regional Sales Manager - Costa Blanca

    Fernando is a highly experienced member of our business development team in Spain. 

    Before moving into the currency sector, he helped run his family’s restaurant before transitioning into wholesale food importation and distribution for the national supermarkets. This valuable experience sparked his interest in the foreign exchange market.

  • Vicky VichHead of Balearic Islands

    Vicky Vich - Head of Balearic Islands

    Vicky is our multi-talented head of the Balearic Islands. She is an established business development manager and previously spent a decade in the real estate sector. Vicky is also our in-house expert on social media strategy and speaks Catalan, Spanish and English.

    Day to day, Vicky looks after our network of local partners ensuring we offer clients a reliable, efficient and valued service.

  • Gary McHale Regional Sales Manager - Costa Blanca North

    Gary McHale  - Regional Sales Manager - Costa Blanca North

    Gary knows the currency sector well having worked in the industry for many years and has built up many strong contacts and relationships.

    As a car enthusiast, he’s in the right job as he gets to travel across Spain’s wonderful terrain and landscape on the way to meeting clients and local partners.

  • Hilary CraneBusiness Development - Ibiza

    Hilary Crane - Business Development - Ibiza

    As a long-term resident of Ibiza, Hilary has strong connections within the business and hospitality community.

    She has built a reputation as a honest and hard-working professional who helps clients save time and money on their currency transfers.

  • Dominic PinkneyHead of Dutch Operations

    Dominic Pinkney - Head of Dutch Operations

    Dominic’s focus at Key Currency is on growing our presence in the Dutch market.

    Having initially trained as a lawyer, he holds a Master of Laws degree from the prestigious University of Amsterdam.

    During his career, Dominic’s strong commercial relationships in Africa and China have given him an in-depth understanding of cross-border transactions and foreign exchange.