About the Author

Andrew Gibson is a co-founder and director of Key Currency. Day-to-day he looks after finance, digital marketing and staff training.

He is a Chartered Accountant and Chartered Financial Analyst and has appeared on CNBC and Bloomberg TV as a financial expert.

Prior to Key Currency, he worked as an accountant and investment banker before venturing out into the real world to run his own businesses. You can view Andrew’s LinkedIn profile here.

Outside of work, Andrew has a passion for food, coffee and landscaping.

Get in touch with me.

Posts by Andrew Gibson

Transfer AUD to GBP – How to Send Money to the UK - 12 November 2020

You can transfer AUD to GBP and send the funds to a UK bank account using either a bank or money transfer specialist.

It takes around 3-4 working days for your money to arrive.

In general, banks tend to be a more costly option than a money transfer specialist.

There’s plenty of money transfer companies to choose from, but there are some key differences in both cost and service to be aware of... Read More

How to Send Money to the UK (everything you need to know) - 18 August 2020

A bank transfer is usually the cheapest way to send money to the UK.

You can use either a bank or a money transfer company... Read More

Transfer Money from Netherlands to UK (explained step-by-step) - 18 August 2020

It’s quite simple to transfer money from the Netherlands to the UK.

I’ll explain how it works, the best ways available, and how you can avoid paying high charges... Read More

GBP to AUD (all-time highs, lows & forecasts explained) - 12 June 2020

Below you will find out the highs, lows & averages of GBP to AUD, its full history, why should ignore forecasts, and how to get the best GBP to AUD rate... Read More

Transfer Money from Ireland to UK (explained step-by-step) - 23 April 2020

You can transfer money from Ireland to the UK in four simple steps.

I’ll explain how it works, the best ways available, and how you can avoid paying high charges... Read More

GBP to USD (highs, lows, best rates & forecasts explained) - 20 March 2020

The GBP to USD rate is ever changing. Below I have put together information on its highs, lows, recent events and historical graphs.

I also explain how to deal with forecasts and the ways you can achieve a better GBP to USD exchange rate... Read More

The Best Way to Exchange Large Amounts of Currency (Helpful Advice) - 6 March 2020

If you need to exchange a large amount of currency, you want to choose a way that is safe, convenient and cost-effective.

In this helpful guide, I will explain the obvious (and hidden) costs, what options you have, how the process works, and the way to get a better rate... Read More

Transfer Money from UAE to UK (Clear & Helpful Advice) - 24 February 2020

You can transfer money from the UAE to the UK in four simple steps.

I’ll explain how to do it, the options you have & how to avoid high fees and charges.

You don’t need to fill a suitcase up with cash, put on a pair of dark glasses and speak in hushed tones.

Transferring money from the UAE to a UK bank account is a well-travelled path given there are an estimated 240,000 Brits living in the UAE.

You can use a local bank, a UK bank or a money transfer specialist to do the job – but the costs differ... Read More

How to Transfer Money from Portugal to the UK (clearly explained in plain English) - 7 February 2020

I’ll explain how to transfer money from Portugal to the UK in 4 easy steps, how long it takes, the options you have, and the way to avoid paying high charges.

You basically have two options:

  1. use a bank
  2. use a currency broker

 Read More

Currency Brokers (Everything You Need to Know) - 31 January 2020

A currency broker buys and sells currencies directly for customers and transfers the money internationally. 

Currency brokers go by different names.

Sometimes they are also called foreign exchange brokers, currency exchange companies, or money transfer companies.

Regardless of the different financial jargon used, they are all doing the same thing…Exchanging your money into a different currency and sending it to a bank account in another country... Read More

Transferring Pounds to Euros – Explained Step-by-Step - 30 January 2020

If you need to convert Pounds into Euros and send them to a bank account in Spain, France or anywhere in Europe, you can use a bank or money transfer company.

I’ll explain everything you need to know including:

  • how a transfer works
  • how long it takes
  • what info you’ll need
  • whether it’s safe, and
  • how to keep your costs down.

 Read More

International Bank Transfers (Explained Step-by-Step) - 28 January 2020

I’ll explain in plain English how to make an international bank transfer, how long it takes, an easy way to avoid bank fees, and the cheapest options available.

Here are some basic facts:

  • You can either use a bank or money transfer company.
  • A money transfer company does the same thing but is generally cheaper.
  • It takes 1-4 days for an international bank transfer - depending on the destination.
  • There are two charges to be aware of: transfer fees and the exchange rate.

 Read More

How to Transfer Money to New Zealand (& Avoid High Charges) - 09 January 2020

Transferring money from the UK to New Zealand is straightforward. There are four simple steps involved.

The first step for any new customer is to register for an account, which normally only takes a few minutes.

Registration is necessary to comply with Anti-Money Laundering regulations. It is basically an ID check. It doesn’t cost anything, and you will be under no obligation to transact.... Read More

How to transfer money to Canada - 09 December 2019

Transferring money to Canada is straightforward once you understand how it works and the costs involved.

The big banks no longer have customers over a barrel. There are alternative ways to send money to Canada that are cheaper, easier and often faster.... Read More

Transfer Euros to Pounds – explained step-by-step - 20 November 2019

Transferring Euros to a UK bank account is easy once you understand how it works and what your options are.

In short, you can either use a bank or a money transfer specialist to do the job.

The banks used to have the foreign exchange market to themselves, but over the past decade, money transfer specialists have become popular because they are cheaper and offer a better service... Read More

GBP to Euro (basic facts, full history & forecasts explained) - 19 November 2019

Pound to Euro is one of the most important currency pairs in the world.

Below you will find out the basic facts as well as understand its history, how it's valued, why it moves up or down and how to deal with fake rates and forecasts... Read More

Get the Best Euro Exchange Rate (a helpful guide with answers) - 18 October 2019

We explain how to get the best euro exchange rates in the UK (and show you how to avoid the worst). 

I’m sure most people know that the exchange rates at banks and airports are bad news for your back pocket.

They have something in common…a captive audience... Read More

Transfer money abroad (how it works, costs compared & best ways) - 28 October 2019

To transfer money abroad, you can use a bank, money transfer firm or currency broker. We compare the costs, explain how it works, and help you decide which option is best.

Finding the best way for you will depend on the amount you need to send (above or below £5,000), whether you are sending cash or doing a bank-to-bank transfer, and how quickly your money needs to get to the recipient... Read More

Selling Your Property in France (advice and tips) - 17 October 2019

Selling your property in France is a big step. But there are basic things you can do to help the success and speed of your sale without a lot of cost or hassle.

You don’t need to be a renovator or handyman to follow my advice. In fact, a lot of it comes down to seeing your property through the eyes of a buyer and creating your own luck through good preparation... Read More

Transfer money from UK to USA - 26 September 2019

Transferring money from the UK to the USA is not complicated.

As a customer, once you agree an exchange rate and transfer in your pounds, your bank or currency specialist will do the rest for you.

The challenge is to choose the right currency provider when faced with unfamiliar, financial jargon... Read More

Transfer Money from UK to Australia - 16 September 2019

If you need to send money to Australia, there are really just two important things to consider.

The first is to make sure your money arrives safely.

The second is to ensure you get a great exchange rate and avoid paying any nasty fees.

From a personal perspective, I have been in your shoes... Read More

Emigrating to Australia - A Helpful Guide - 11 September 2019

There are plenty of reasons to move Down Under.  

For many people, it comes down to this: better weather, better pay and a better lifestyle. 

Australia is by far the most popular destination for Brits who decide to emigrate. 

In fact, 1 in 4 UK citizens that live abroad choose to emigrate to Australia, and there are now more than 1.2 million Brits that call Australia home... Read More

Transfer money from France to the UK - 09 September 2019

Forget the financial jargon. Transferring money from France to the UK is relatively simple, but the costs will vary depending on whether you use a bank or currency broker.

There are four simple steps in an international money transfer. These are shown below.

In practice, the process is extremely quick and easy as your bank or currency broker should do the hard work for you... Read More

Spanish property market after Brexit - 13 June 2019

Has Brexit led to a fall in Spanish property prices?

The simple answer is no. Overall Spanish property prices have continued rising since the Brexit referendum in 2016 but some coastal areas are reporting a fall in British buyers.

The reason the Spanish property market has help up is that demand has come from other nationalities, such as German, Russian and Chinese buyers... Read More

7 Tips For Selling Your Property In Spain In 2019 - 05 June 2019

Selling a property in Spain is part-art, part-science. No doubt there is an element of luck, but there are always things you can do to help your odds.

Below we have put together a checklist of 7 simple tips to help boost the sales price of your property in Spain.... Read More

Transfer Money from Spain to the UK - Explained Step-by-Step - 23 May 2019

If you need to transfer money from Spain to the UK, you basically have two choices.

It can be done using a bank or a currency broker. A lot of people will automatically use their bank as it's familiar and they have an account already set up. But there are some cost and service advantages when using a currency broker.

The most important factor in an international money transfer from Spain to the UK is the exchange rate. Think of the exchange rate as like the price you are getting... Read More