About the Author

Mike Smith is Head of IT and Digital Development at Key Currency.

His articles are about making finance accessible with easy-to-understand information.

There is far too much misinformation in finance today.

Mike is a big believer in the Plain English Campaign, which is about stripping away the jargon and gobbledygook.

Writing clear and helpful information gives our readers confidence in what we do.

You can view Mike’s LinkedIn profile here.

Outside of work, Mike is a crazy about cycling. In 2012, he spent 12 days cycling from John o’Groats to Land’s End to raise money for cystic fibrosis.

Get in touch with me.


Posts by Mike Smith

How to Transfer Money to France (and Avoid High Charges) - 23 July 2021

I’ll explain everything you need to know about sending money to France, including the fees and other charges, how long it takes, the information you will need and the options you have... Read More


SWIFT Money Transfers (explained in 4 simple steps) - 08 January 2021

A SWIFT transfer is a safe and reliable payment method.

When you need to send money from one country to another, the SWIFT network links up banks using standardised codes for payments.

SWIFT has been around since the 1970s and remains the dominant way to send money abroad.

It’s basically a messaging system for banks. It consists of a network of 11,000 financial institutions in over 200 countries... Read More


Transfer CAD to GBP – Explained in 4 Simple Steps - 04 December 2020

To transfer CAD to GBP, you can use either a bank or a money transfer specialist.

I’ll explain how the process works and how you can avoid high charges...Read More


How to get the best euro rate for a house purchase abroad - 03 November 2020

If you are buying a house in euros, getting the best euro rate can make a big financial difference to your budget.

I’ll explain how currency exchange for a property purchase differs from other international money transfers and the best ways to avoid high charges... Read More


Transfer Money from Hong Kong to UK (Explained in 4 Steps) - 15 October 2020

You can transfer money from Hong Kong to the UK using either a bank or a money transfer company.

Both will get the job done, but the costs can vary quite a lot... Read More


Nationwide International Transfer (Fees & Process Explained) - 07 October 2020

It can be difficult trying to get clear information from big financial institutions like Nationwide.

I’ve put together this page to give you the clear (and hopefully) helpful answers... Read More


Lloyds International Transfers (Fees and Process Explained) - 01 October 2020

It can be confusing trying to get clear and helpful information from the big banks.

I’ve put together this guide to save you time searching for the answers... Read More


Transfer Money from Switzerland to UK (clearly explained) - 29 September 2020

You can transfer money to the UK from Switzerland using either a bank or a money transfer specialist.

I’ll explain how the process works, how long it takes, the visible and hidden charges, and the ways to get a better rate... Read More


Transfer Money from Cyprus to UK (Explained in 4 Easy Steps) - 23 September 2020

To transfer money from Cyprus to the UK, you can use either a bank or a money transfer specialist.

I’ll explain the process, how long it takes, the costs involved, and how you can avoid paying high charges... Read More


HSBC International Transfer (Fees and Process Explained) - 30 June 2020

It’s not easy to get clear and helpful information from the big banks.

I’ve put together this guide to save you time trawling through different pages looking for the answers... Read More


Natwest International Payments (Fees & Process Explained) - 12 August 2020

I’ll explain what Natwest charges for an international payment, how long it takes, the information you will need, and how you can make a Natwest international transfer.

Hopefully, it will save you time reading pages of bank jargon and complicated fee schedules... Read More


Santander International Transfers (simply explained) - 25 May 2020

I’ll explain what Santander charges for an International Transfer, how long it takes, and how to make a Santander International Payment.

Hopefully, it will save you time reading pages of bank jargon and complicated fee schedules... Read More


Barclays International Transfers (explained in Plain English) - 18 May 2020

Find out how to make a Barclays International Transfer, how long it takes, and what Barclays charges.

I’ll give you a breakdown of the fees and exchange rates, as well as the information you’ll need... Read More


Transfer Money from Germany to the UK (in 4 simple steps) - 04 May 2020

Transferring money from Germany to the UK is quite easy once you understand how it works.

The key is to do it safely and avoid paying high fees and charges.

I've put together this page to explain everything you need to know in plain English... Read More


Transfer Money from Italy to UK (clear and helpful advice) - 28 April 2020

I’ll explain how you can transfer money from Italy to the UK in four basic steps.

The main thing is to avoid paying high bank charges along the way... Read More