Venmo does not work in the UK, as it’s only available to users with a US bank account and a US-based mobile number.
Designed exclusively for domestic use in the United States, Venmo can’t send or receive payments to or from UK accounts.
But don’t worry, there are other great ways to transfer money from the US to the UK.
Why Venmo Isn’t Available in the UK
Venmo makes quick transfers among friends in the US a breeze, but here’s the catch: it’s built specifically for US bank accounts and relies on US phone numbers.
As of 2023, Venmo is limited to over 70 million active users in the US alone, with no infrastructure for cross-border payments.
Think of it as a service that only “speaks” the language of the US banking system.
Even if you’re a US user in the UK, you’d need both a US bank account and US mobile number to use it, no British pounds, and definitely no international reach.
So, if you’re looking to send money across the pond, Venmo, unfortunately, just isn’t an option.
Better Alternatives for Transferring Money from the US to the UK
Curious about other options? The good news is there are reliable services designed for international money transfers, each offering distinct advantages.
Here’s a rundown of some of the best:
Currency Brokers: Key Currency
If you’re moving a large amount or want to make sure you get the best exchange rate, Key Currency could be just the solution.
We specialise in international transfers, often beating bank rates, and offer personalised support, think of us as the travel agent of currency transfers.
If you need guidance on timing or details, our team can walk you through every step, which can be invaluable when managing larger amounts.
Wise (formerly TransferWise)
For those looking for simplicity and transparency, Wise is a popular go-to. They offer the real exchange rate with no hidden fees, so you know exactly how much will land in the UK account.
Fast and user-friendly, Wise is perfect for straightforward, smaller transfers or one-offs when you want a reliable, cost-effective choice.
PayPal
Prefer a familiar name?
PayPal can send money internationally between the US and UK, though it’s worth noting that it charges for cross-border transfers, and the rates aren’t as competitive as Wise or Key Currency.
For occasional or smaller transfers, however, PayPal is easy and dependable.
Summary
While Venmo is limited to the US, there are other dependable ways to transfer money across the pond.
Whether you want personalised support from Key Currency, cost-effectiveness with Wise, or the convenience of PayPal, each offers a way to send funds securely and smoothly.
Pick the option that fits your needs, and rest easy knowing your money will reach its destination.